# | eng | mlg |
---|
1 | Indonesia: When women control their own investments | Indonezia: Rehefa ny vehivavy no mifehy ny fampiasam-bolany |
2 | Flickr-photo "Scale" by deepchi1 | Sary avy ao amin'ny Flickr "Scale" an'i deepchi1 |
3 | Indonesia managed to weather the latest economic crisis and is now even a contender for the BRIC nations. | Nahavita nifehy ny krizy ara-toekarena farany teo i Indonezia ary afaka mifaninana amin'ireo firenena ao anatin'i BRIC mihitsy aza izy amin'izao fotoana izao. |
4 | What exactly was the secret of the world's most populous Muslim-majority nation? | Fa inona ary no mety ho tsiambaratelon'io firenena faran'izay betsaka vahoaka Silamo eran-tany io ? |
5 | More than half of Indonesia's 230 million people are women. | Maherin'ny antsasaky ny vahoaka 230 tapitris ao Indonezia no vehivavy. |
6 | The majority of Indonesian women still adhere to their principal societal roles of being a wife and becoming mother. Although the trend is changing, most of the time women are still not included in decision-making nor are they demanded to contribute to the family's well being; working is an option but not compulsory - thus financial independence is not absolute. | Ny ankamaroan'ny vehivavy Indoneziana dia manaja foana ny zara-asa fototra faritan'ny fiaraha-monina ho azy ireo, ho vady sy ho lasa reny, Na dia miova aza ny toetr'andro dia matetika no tsy dia mandray anjara ny vehivavy amin'ny fandraisana fanapahan-kevitra ary tsy angatahana amin'izy ireo ihany koa ny handray anjara amin'izay hahasoa ny ankohonana; safidy ny miasa fa tsy adidy - noho izany, tsy misy mihitsy ny fizakan-tena ara-bola . |
7 | In the villages, parents marry off their daughters in hopes of securing their future. | Mampanambady ireo zanany vavy ireo raiamandreny mba hitsinjovana ny ho avin'izy ireny any an-tanàna any. |
8 | This practice leads many women poorly educated and left with few options in life. | Mitondra ny vehivavy ho zara raha nianatra sy manavitsy ny safidiny eo amin'ny fiainana izany fahazarana izany . |
9 | Women are often classified as “unskilled laborers” - working in the factories or sent abroad to work as maids - but their contributions to the state's coffers have been overlooked and their rights haven't been properly acknowledged. | Matetika no sokajiana ho isan'ireo ” ireo mpiasa tsy manam-pahaizana” ireo vehivavy - miasa amin'ny orinasa na alefa any ivelany ho mpanampy an-trano - nefa tsy asiana dikany mihitsy ny vola aloan'izy ireny ho an'ny kitapom-bolam-panjakana ary tsy ekena araky ny tokony ho izy mihitsy ny zon-dry zareo . |
10 | In the past years, Indonesian women have inspired one another and showed that they too can ace in areas mostly governed by their male counterparts. | Nifampitaiza ireo samy vehivavy Indoneziana tanatin'ny taona vitsy, ary naneho fa azon'izy ireo atao ihany koa ny mamiratra lavitra any anatin'ireo sehatra nosahanin'ireo namany lehilahy, hatreto. |
11 | One of Indonesia's inspirational women is the former Finance Minister Sri Mulyani Indrawati, who is currently the Managing Director of the World Bank. | Iray amin'ireo vehivavy Indoneziana fakana aingam-panahy ny Ministra teo aloha miadidy ny Vola i Sri Mulyani Indrawati, izay lasa Tale Jeneralin'ny Banky Mondialy ankehitriny. |
12 | A 2008 report published by the Indonesian Bureau of Statistics said that there are 46-49 million Micro, Small and Medium Enterprises (MSME) in Indonesia, and 60_80% of them are owned by women. | Milaza ireo tatitra nivoaka tamin'ny 2008 avy amin'ny Birao Indoneziana misahana ny Antontan'isa fa misy eo amin'ny 46-49 tapitrisa ny Orinasa Kely sy Madinika ary Salantsalany (MSME) any Indonezia, ary 60_80% amin'izy ireny no an'ireo vehivavy . |
13 | Those MSMEs represent 97. | Maneho ny 97. |
14 | 1% of the country's labor force. | 1% n'ny hery miasa amin'ny firenena ireo MSME ireo . |
15 | Similar to women in Africa or South Asia, Indonesian women also face challenges, like taking a bank loan without male guarantor, or if they fail to demonstrate that they are creditworthy. | Mitovy amin'ireo vehivavy ao Afrika na ao Azia Atsimo, misedra zavatra sarotra ihany koa ireo vehivavy Indoneziana , toy ny fahazoana findramam-bola amin'ny banky tsy mila lehilahy ho mpiantoka , na ihany koa rehefa tsy afaka mampiseho fa azo atokisana hahaverim-bola ry zareo . |
16 | Fortunately women do stick together in this country, and a strong presence of camaraderie among women can be felt in rural or urban communities. | Soa ihany fa mifanohana ireo vehivavy ao amin'ity firenena ity, ary azo tsapain-tànana na eny anivon'ny fiarahamonina any ambanivohitra na eny an-drenivohitra ny fisian'ny finamanana mafy orina amin'ireo vehivavy |
17 | On his blog, Son Haji Ujaji [id], an activist based in Tangerang, West Java, highlights how women have the capacities to increase the family's income: | Manazava ao amin'ny blaoginy i Son Haji Ujaji [id], mafana fo mipetraka any Tangerang, Atsinanan'i Java, hoe ahoana ny fahaizan'ireo vehivavy mampitombo ny fidiram-bolan'ny fianakaviana : Ara-boajanahary dia mora mifandray aman'olona ny vehivavy, ary hanana anjara asa mavitrika ry zareo mba hampivoatra ny fidiram-bolan'ny tokantrano . |
18 | PKK currently prioritizes Income Improvement Program (UP2K-PKK). | Tsara kokoa raha ny vehivavy no misahana ireo asa anatiny . |
19 | | Manana fahalalana ara -kolotsaina mafy orina momba ny lanjan'ny fiarahamonina ireo vehivavy Indoneziana, hita amin'ny fandaharan'asa maro mitodika amin'ny fiarahamonina izany toy ny PKK (tenin'ny mpanoratra :fampianarana mikarakara tokantrano, ahitana ny fianarana manjaitra, ny manao zaridaina, ny vonjy aina , sns), Posyandu (tenin'ny mpanoratra : Tobim-pahasalamam-bahoaka ), and arisan (tenin'ny mpanoratra: loka manokana, natokana ho an'ny samy mpinamana na mpianakavy ) izay mbola misy ankehitriny. |
20 | […] The program, which highlights women's potentials, their will power and characters, made itself a primary definition of social safety net, a way to help the people from poverty and empower them to be a strong and independent individuals as well as family unit. | Manao laharam-pahamehana ny Fandaharan'asa Fanatsarana ny Fidiram-bola (UP2K-PKK) ny PKK amin'izao fotoana izao . […] Ilay fandaharan'asa izay manome lanja ny fahaiza -manaon'ireo vehivavy, ny herim-piniavany sy ny toetrany, dia mametraka azy ity voalohany indrindra ho toy ny fiarovana ara-tsosialy , fomba iray hanampiana ny vahoaka amin'ny fahantrana ary mankahery azy ireo hatanjaka sy hahaleo tena ary hahavita tena na izy mandeha irery, na eo anivon'ny fianakaviana . |
21 | Generating income online and offline | Mampidi-bola na misy na tsy misy aterineto |
22 | Koperasi (cooperatives), a business institution founded by a group of people, governed democratically and aimed for mutual benefits, is regarded as one of the cornerstones of Indonesian economy. | Ny Koperasi (koperativa), rafi-pitantanan-draharaha natsangan'ny vondron'olona iray, tantanina amin'ny fomba demokratika ary manana tanjona ho an'ny tombontsoan'ny rehetra dia raisina ho iray amin'ireo fototry ny toekarena Indoneziana . |
23 | Over the years, the basic principles of Koperasi are pretty much ingrained in the people's mind. | Hita hoe efa tafiditra lalina anatin'ny sain'ny vahoaka ireo hevitra fototry ny Koperasi nandritry ny taona maro. |
24 | Although Multi Level Marketing (MLM), doesn't have identical values as Koperasi in acknowledging the importance of community and network, it is also considered as a great way to generate alternative incomes. | Lazaina ho làlana lehibe iray mampidi-bola ihany koa eo an-danin'izay ny Multi Level Marketing (MLM), na dia tsy mitovy lanja amin'ny Koperasi aza izy raha ny fahalalana ny maha-zava-dehibe ny fiarahamonina sy ireo tambajotra. |
25 | People don't necessarily go to MLM meetings to buy; they come to network, to find new opportunities or business partners over gossip, tea and cakes. | Tsy voatery hoe tsy maintsy mandeha amin'ireo fihaonan'ny MLM ny vahoaka raha hividy zavatra, mamonjy ny tambajotra izy ireo , mba ahita zava-baovao tsara na fiaraha-miasa ara-barotra sady miresaka no mihinana dité sy mofomamy. |
26 | After presentations and catalogues for MLM came blogs and Facebook. | Taorian'ny fampahafantarana sy ny boky miraki-tsarin'ny MLM [katalaogy] dia nipoitra ireo blaogy sy Facebook. |
27 | The ladies quickly found a new place to market their crafts, imported Korean sundresses, or even last season's Jimmy Choo heels and other luxury goods at discounted prices. | Nahita tamin'ny fomba haingana toerana hivarotana ireo entany avy hatrany ry ramatoa isany, ireo akanjo Koreana fitondra amin'ny andro mafana izay nafarana, na koa aza ireo kiraron'i Jimmy Choo nivoaka farany ary ireo entana lafo vidy, amin'ny vidin'ny tena mirary. |
28 | Generating extra income is becoming as easy as tagging pictures. | Nanjary mora toy ny mametaka famantarana amin'ny sary ny mampidi-bola amin'ny fomba hafa. |
29 | Does microcredit work in Indonesia? | Mandeha ve ny fampindramam-bola madinika any Indonezia? |
30 | Microcredit, in practice, is not always a silver bullet against poverty in Indonesia, on the other hand new jobs would be. | Tsy dia fanafody mahagaga manohitra ny fahantrana any Indonezia loatra ny Fampindramam-bola madinika raha ny zava-misy marina, amin'ny lafiny iray dia asa maharitra no tena izy. |
31 | International micro-credit organizations like Kiva aim to empower impoverished women and their communities through lending; this, however is not a simple task. | Manana tanjona ny hanome hery ireo vehivavy mahantra sy ny fiarahamonin'izy ireny amin'ny alalan'ny fampindramam-bola ny fikambanana Iraisam-pirenena misahana fampindramam-bola madinika toy ny Kiva; na izany aza, tsy asa mora izany. |
32 | A netter nicknamed salman_taufik made a comment on a post appeared on Stanford Social Innovation Review. | Mitsikera ny lahatsoratra niseho tamin'ny Stanford Social Innovation Review ny mpampiasa aterineto iray antsoina hoe salman_taufik . |
33 | He has an excellent insight about why micro-finance is not quite a success story in Indonesia: | Manana fihevitra tsara iray mikasika ny antony tsy nampahomby tantaran'ny fampindramam-bola madinika any Indonezia izy: |
34 | I have similar finding in macro level for Indonesian cases. | Nahita trangan-javatra mitovitovy amin'ireo any Indonezia aho eo amin'ny lafiny ara-toekarena. |
35 | During last decade after crisis 1988 - 2009, poverty only slightly downed from 21% into 14.15% by 2009, despite controversy over this statistic. | Nandritry ny folo taona farany tao aorian'ny krizy 1988 - 2009, somary nidina kely 21% ho 14.15% tamin'ny taona 2009 ny fahantrana, na dia eo aza ny fifanoherana amin'io antontan'isa io. |
36 | Meanwhile, the credit growth into micro entrepreneurs increase 7 times during 2000-2009, much more higher than overall banking industry which only twice for the same periods. | Eo andanin'izany, miakatra ho avo 7 heny ny fiakaran'ny findramam-bola eo amin'ny mpampiasa nandritry ny taona 2000-2009, tena avo kokoa noho ny an'ny bankin'ny indostria mahazatra izany, izay avo roa heny monja nandritry io fotoana mitovy io. |
37 | Contrasting of both figures bring me into question the effectiveness of microfinance to alleviate poverty. | Ny tsy fitovian' ireo isa roa ireo dia mitarika ahy hametraka fanontaniana momba ny fahombiazan'ny fampindramam-bola madinika hanamaivana ny fahantrana. |
38 | Since some the credit flows into micro entrepreneurs are consumer loans, I suspect that the rapid growth just showed how success capitalism sell their consumer goods into the poor such motor cycle, cellular phone, home appliances, etc, and the poor sell their land and cut illegal tree to pay all those stuffs. | Satria ny maro amin'ireo fampindramam-bola nomena ireo mpindrana madinika dia nandeha daholo nankany amin'ny fanjifàna, manahy aho fa ity firoboroboana malaky ity dia maneho ny fahaizan'ny kapitalisma mivarotra ny entany amin'ireo mahantra io, toy ny môto, finday, kojakojan-tokantrano, sns. ary ireo mahantra indray hivarotra ny taniny sy hanapaka hazo amin'ny fomba tsy manaraka ny lalàna mba hahafahana mividy ireny entana rehetra ireny. |
39 | Furthermore, even though micro finance give access for poor people to have capital or liquidity but they have to pay almost twice than corporation. | |
40 | I just think that there have been money slavery over the poor. | Heveriko fa misy ny fanandevozana ara-bola atao amin'ny mahantra ao. |
41 | So somehow I agree with you unless they don't charge the money, let it as working capital to save their lives. | Noho izany, na ahoana na ahoana, miombon-keivtra aminao aho raha tsy tataovan'izy ireo hetra ilay vola, avelao ho renivola mihodina izany hanavotan'izy ireo ny fiainany. |
42 | In a country where many still earn less than US$ 2 a day, foreign financial aid is often misunderstood by poor communities. | Matetika no tsy azon'ny ireo fiarahamonina mahantra ny fanampiana avy any ivelany, any amin'ny firenena izay maro ny olona mikarama latsaky ny 2 dolara amerikana isan'andro. |
43 | Anna Antoni, a Kiva fellow based in Bali explains: | Manazava i Anna Antoni, mpikambana amin'ny Kiva mipetraka any Bali : |
44 | The fear of the Kiva field partner where I serve was if borrowers know that their loan comes from abroad, they will think it is charity. | Ny tahotry ny mpiara-miombon'antoka amin'ny Kiva izay iasako dia ny hoe raha fantatry ny mpindrana fa vola avy any ivelany no nindraminy, dia ho heverin-dry zareo ho toy ny asa fanasoavana izany. |
45 | They will not feel obliged to pay back their loan and it will cause long term problems even if the loss is not covered by the field partner. | Tsy ahatsiaro tena ho voatery hamerina ny vola nindraminy izy ireo ary hiteraka olana be izany ao anatin'ny fotoana lavalava raha tsy voasaron'ny mpiara-miombon'antoka ny very. |
46 | There is a damage industrialized countries have made through aid that goes far beyond support in crises, taking away something from a spirit of “I can do this- I can handle the challenges in my life!” which is so important in microfinance… but back to transparency. | Nisy ny voka-dratsy avy amin'ny fanampiana nataon'ireo firenena be indostria izay lasa lavitra noho ny fanohanana nandritra ny fotoana nisian'ny krizy, ka namafa zavatra tao an-tsaina toy ny hoe “Azoko tanterahana ito - Afaka manao fanamby eo amin'ny fiainako aho!” izay tena votoatiny sy mavesa-danja amin'ny fampindramam-bola madinika… saingy miverina amin'ny mangarahara . |
47 | The whole process showed again how big the influence of Kiva can be. | […] Ilay rafitra manontolo dia miverina maneho indray hoe hatraiza ny haben'ny fandresen-dahatry ny Kiva. |
48 | For most developing countries it is a shift of paradigm not to receive funds that either don't have to be repaid or be repaid under heavy conditions. | Ho an'ny ankamaroan'ireo Firenena an-dalam-pandrosoana dia fikisahana iray mankamin'ny lasitra tsy mandray vola tsy averina na mila averina miaraka amin'ny fepetra maro. |
49 | Putting a lot of effort into raising the transparency for borrowers and thus showing respect to all people participating in the mission of Kiva is more than important. | Tena zava-dehibe mihitsy ny mametraka ezaka hampivoarana ny mangarahara ho an'ny mpindrana sy ny fanajana ny vahoaka mandray anjara amin'ny tetikasa Kiva . |
50 | Besides fulfilling the value of microfinance to help people to help themselves, it is the basis for a new approach to development. | Eo andanin'izany, ny fahatsapana ny soatoavina amin'ny fampindramam-bola madinika ho fanampiana ny olona mba hahafahany mifanampy no tena fototry ny fomba fijery vaovaon'ny fampivoarana . |
51 | Indonesian female entrepreneurship is an interesting fact. | Zavatra mahaliana ny fitantanana orinasa ataon'ny vehivavy Indoneziana. |
52 | Unfortunately the fact seems to have gone unnoticed by local netters as this author (me!) struggled to find blog posts that include testimonies or opinions about the unsung economic heroines. | Indrisy anefa, toa tsy hitan'ireo mpampiasa aterineto avy eo an-toerana akory izany, toy ity mpanoratra ity (ny tenako!) izay miady mba hahita lahatsoratra anaty blaogy misy fijoroana ho vavolombelona na hevitra mikasika ireo vehivavy sangany ara-toekarena malaza tsy dia voateny loatra. |
53 | Have I missed some great stories published on the net? | Misy tantara lehibe naseho tamin'ny aterineto tsy hitako ve? |
54 | If so, please let me know. | Raha izany, miangavy mba ampahafantaro ahy. |
55 | Your links, opinions, and insights are highly appreciated. | Ankasitrahako indrindra ireo rohy avy aminareo, ny hevitra, ary fanamarihana. |
56 | This post also appears on UNFPA's Conversations for a Better World where Carolina will be updating a live-blog about female entrepreneurship, courage and investments (worldwide) throughout the next week. | Hita ihany koa ity lahatsoratra ity ao amin'ny ao amin'ny Resadresaka Hanatsarana ny Tany an'ny UNFPA izay ahitana an'i Carolina mampiaina ny live-blog iray momba ny fitantanan'ny vehivavy ny orinasa, ny risim-pony, ny fampiasam-bola (manerantany) mandritry io herinandro ho avy io. |
57 | Please share your projects, links and experiences there. | Iangaviana ianao hizara eto ireo tetikasanao, ireo rohinao sy ireo traikefanao. |